Each year, IRS 1099-R forms are processed and mailed out by January 31st for the prior year. If you are in need of a duplicate copy of your 1099-R form, you can order a digital download here. You will receive Copy B, Copy C, and Copy 2 for each applicable year. The file(s) will be delivered via email in PDF format to the email address you provide, within three business days. If you have any questions, don't hesitate to contact us.

Form 1099-R is used to report the distribution of retirement benefits such as pensions, annuities or other retirement plans. You should receive a copy of Form 1099-R, or some variation, if you received a distribution of $10 or more from your retirement plan. If you did not receive a distribution from your retirement plan in a given year, you will not receive form 1099-R for that year. In most cases, loans taken against a retirement plan are repaid with interest and are not considered to be distributions. Form 1099-R is only issued for loans when a taxpayer does not make the required loan payments on time. When this occurs, the amount not repaid is considered a distribution and is reported on Form 1099-R.